Stop paying for subscriptions you forgot about — 72 hours before the charge hits.
TrimPilot alerts you before recurring charges process — then hands you the exact phone number, chat link, and cancellation script for each merchant. No bank linking. Add your subscriptions manually, get timed alerts, and act before the money leaves.
Free to use. No credit card. No account linking yet.
How TrimPilot works
Three steps. No complexity. No bank account required.
Add your charges manually
Enter the subscription name, monthly cost, and next billing date. Takes 30 seconds per charge. Start with your biggest ones — gym, streaming, software.
Get timed alerts
We send you an alert 72 hours before each charge processes. Not a month early. Not the day of. Exactly when you have time to act.
Follow merchant-specific steps
Every alert includes the direct cancellation URL, the correct phone number (not general support), live chat link if available, and a pre-written script for retention pushback.
Why this matters now
Cancellation flows are deliberately broken. The timing problem is real. No one else is solving it.
of cancellation flows add deliberate friction
Buried phone numbers. Retention surveys. Multi-step confirmation loops. The FTC's new click-to-cancel rule is pushing back, but enforcement is slow. TrimPilot routes you around the sludge today.
of cancellations are driven by low or no usage
People know they're overpaying. They don't act because the effort feels disproportionate to a $12 charge and the deadline isn't clear. TrimPilot collapses that gap by surfacing the right action at the right moment.
Adobe's early termination fee if you cancel mid-contract
Annual plans with monthly billing are ETF traps. Adobe charges 50% of remaining contract value to cancel early. TrimPilot flags these before it's too late — and hands you the downgrade path if full cancellation isn't worth the fee.
of cancellations involve payment problems or billing errors
Duplicate charges, failed card updates, accidental renewals. These are recoverable if you act before the billing cycle closes. TrimPilot includes dispute scripts and chargeback guidance for charges that never should have happened.
Ready to stop leaking money on forgotten subscriptions?
The manual-entry MVP is live. Add your first subscription, set the billing date, and see what a 72-hour alert looks like.Want automatic bank sync? Join the waitlist for the linked-account tier.
Free forever for manual entry. Bank sync will be a premium add-on.
A note from the founder
Why we're building this
Most subscription trackers show you what you're spending. TrimPilot tells you what to do about it and when.
The wedge is merchant-level intelligence. We're building a database of the actual cancellation path for each service — the direct chat link, the retention phone number, the dispute script, the downgrade sequence. That timing specificity is what turns a list of charges into a list of solved problems.
We started with manual entry because trust is earned, not assumed. You shouldn't have to link your bank account to see if this works. Add three subscriptions. Get three alerts. Act before the money leaves. If it saves you $40 this month, then we'll talk about bank sync.
The goal is friction removal, not financial analysis. Win on that, and everything else — negotiation, dispute recovery, downgrade recommendations — follows naturally from the same core motion.
— The TrimPilot Team